Quick Response Code Indonesian Standard (QRIS) is a standard QR code payment specific to Indonesia that was initiated by Bank Indonesia (BI). QRIS allows businesses to accept payments easily via bank transfers or from major e-money players just by scanning the QR within the platform.
### Benefits of using QRIS
Enable payments from various source of funds
No need to connect directly to each QR issuer
Save time and effort of having to manually reconcile payments
Get notified almost instantaneously when your customer has made payment
We offer 2 solutions for our QRIS payment method:
### **Dynamic QRIS:** Suitable for invoices and checkouts
Create a unique QRIS for each payment
Specify the expected payment amount
Reject payments made with the incorrect amount
Set an expiration for the QRIS
For marketplaces or social sellers with many one-time customers
Your customer also doesn't need to manually send you a screenshot or inform you of the payment because we will do that for you.
### **Static QRIS:** Suitable for each customer and account
Assign a unique QRIS to each customer or account
Customers can make payments of any amount
Receive callback notifications when payments are made
For investment platforms, where no fixed amount is needed for deposits
For making top-ups to an e-wallet or fund-holding account
## Using the QRIS payment method
### Supported banks and e-wallets
Please refer to this [list](🔗) from Bank Indonesia to get the full list of banks and e-wallets connected with QRIS. Some notable mentions are:
### Payment limits
|Minimum amount (IDR)||Maximum amount (IDR)||QRIS type|
### Payment availability
QRIS are usually available throughout the day and payment responses are typically fast.
### Payment notifications
When using QRIS as a payment method, please note that this will require further customer action to complete the payment. Customers will be required to scan the QRIS and make the payment through their preferred banks or e-wallet application. For payment methods that require customer action, we recommend setting up callbacks so that you can be notified whether a payment has succeeded or not.
Payment notification delays
QRIS payment notifications may be delayed. In such cases, payment cannot be guaranteed during this delay. The status of the Payment object will be `
pending` until the payment is either successful or failed. It’s common for businesses to hold an order in a pending state during this time and not fulfil the order until the payment is successful.
Please note that refunds are not available for QRIS payment methods at this moment.